AI SaaS Pricing Calculator

Work out the unit economics of an AI SaaS: cost per user, gross margin, a recommended price, a safe free-tier limit and the number of paid users you need to break even. Includes a plan-by-plan profitability simulator.

Pricing updated 2026-06-19. Estimates only.

The formula

Cost per user = actions × (input tokens × input price + output tokens × output price) ÷ 1,000,000 + infra + support + payment fee. Gross margin% = (price − cost) ÷ price. Recommended price = cost ÷ (1 − target margin). Break-even users = fixed costs ÷ gross profit per user.

Questions

How much should I charge for my AI SaaS?

Price = cost per user ÷ (1 − target margin). For an 80% margin charge about 5× your cost per user, then validate against competitors and willingness to pay.

What gross margin should an AI SaaS target?

Many AI startups run lower than the classic 80–90% SaaS benchmark because of token costs. Aim for 70%+ at scale and use caps and model routing to protect it.

How do I stop heavy users from killing my margin?

Set a generous included allowance with metered overage pricing above it, cap the free tier, and route simple actions to cheaper models.

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